Ready to validate the savings?

Cut benefits waste without cutting the benefits people actually use.

Model Section 125 savings, ICHRA flexibility, and fully insured voluntary benefits in one compliance-aware strategy.

Book My Savings AnalysisTry the calculator

40-day

implementation roadmap with testing, enrollment, and go-live support

Legal

opinion-backed compliance support for qualified employer conversations

Carrier

fully insured benefit structures supported by established carrier relationships

Estimates are not tax, legal, or benefits advice and require employer-specific review.

Ready to validate the savings?

Book a savings analysis and see what your payroll-heavy workforce may be leaving on the table.

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Estimates are not tax, legal, or benefits advice and require employer-specific review.

Ready to validate the savings?

Book a savings analysis and see what your payroll-heavy workforce may be leaving on the table.

Optiv will review your employee count, payroll assumptions, current benefit spend, and eligibility profile so you can evaluate the strategy with CFO-level clarity.

How does Optiv estimate employer savings?+
Optiv models eligible payroll, participation assumptions, administrative fees, and projected FICA impact before preparing a custom savings analysis.
Is this a replacement for legal or tax advice?+
No. Materials are educational and should be reviewed with the employer’s own legal, tax, and benefits advisors.
Book My Savings AnalysisRun the Calculator
Ready to validate the savings?

Book a savings analysis and see what your payroll-heavy workforce may be leaving on the table.

Optiv will review your employee count, payroll assumptions, current benefit spend, and eligibility profile so you can evaluate the strategy with CFO-level clarity.

Book My Savings AnalysisTry the calculator

Estimates are not tax, legal, or benefits advice and require employer-specific review.

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